Organisation : Pramerica Life Insurance Limited
Facility Name : Customer Service Number, Branch Address
Head Quarters : Gurugram
Industry : Insurance
Service / Product : Life Insurance, Health Insurance
Website : https://pramericalife.in/contact-us
Pramerica Life Customer Service Number
Call us :
1860 500 7070
(Local charges apply)
011-48187070
9:30 AM to 6:30 PM (Monday – Saturday)
WhatsApp us : +91 9289207070
Email us : contactus[AT]pramericalife.in
Registered & Corporate office address :
TOWER-B, 4TH FLOOR, BUILDING NO-9,
CYBER CITY, DLF CITY PH-III,
Gurugram, Haryana, 122002
Related / Similar Customer Care : Heritage Health Insurance TPA Kolkata Customer Care Toll Free Number, Office Address
Pramerica Life Branch Address
Bathinda :
Pramerica Life Insurance limited,
Second Floor, Building No. 2090-B,
Mall Road, Near Hotel Bahia Fort,
Bathinda, Pin Code – 151001, Punjab
0164-5003485
Ferozepur :
Pramerica Life Insurance limited,
First Floor, Vidya Tower, Opposite Dominos,
The Mall Road, Ferozepur City,
Ferozepur, Pin Code – 152002, Punjab
0163-2503608
Pathankot :
Pramerica Life Insurance,
1st Floor, Shree Complex,Dalhousie Road,
Pathankot – 145001, Punjab
0186-2970575
Gurdaspur :
Pramerica Life Insurance limited,
First Floor, Sheran Wali Kothi Complex, Dalhousie Road,
Pathankot, Pin Code – 145001, Punjab
0186-5081839
Jalandhar :
Pramerica Life Insurance limited,
Second Floor, Eminent Mall, Lajpat Nagar,
Near Guru Nanak Mission Chowk,
Jalandhar, Pin Code – 144001, Punjab
0181-5066041/ 5066003/5066029
Patiala :
Pramerica Life Insurance limited,
Second Floor, SCO-125 & 126,
New Leela Bhawan, Patiala,
Punjab, Pin Code – 147001
0175-5019723
Ludhiana :
Pramerica Life Insurance limited,
Fifth Floor, Kunal Tower,
Mall Road, Opposite Axis Bank,
Ludhiana, Pin Code – 141001, Punjab
0161-5083600
Amritsar :
Pramerica Life Insurance limited,
Second Floor, Unit 3 & 4,
Plot No. 49, JK Tower, The Mall,
Amritsar, Pin Code -143001, Punjab
0183-5089566
Faridkot :
Pramerica Life Insurance limited,
First Floor, Delta Square, Street No. 1,
Near Dolphin Chowk, Circular Road,
Faridkot, Pin Code – 151203, Punjab
0163-9501496
Kolkata-Anandapur :
Pramerica Life Insurance limited,
Fourth Floor, Krishna Building, Plot No. 697,
Anandapur, Opposite Manovikas Kendra,
Kolkata, Pin Code – 700107, West Bengal
033-44057000
Siliguri :
Pramerica Life Insurance limited,
Second Floor, Jeevan Deep Building,
Plot No. 105/325 & 105/326, Sevoke Road, Salugara,
Siliguri, Pin Code- 734008, West Bengal
7596007894
Kolkata-Kyd Street :
Pramerica Life Insurance limited,
Second Floor, Building Kankaria Mansion, Sector 7, Kyd Street,
Kolkata, Pin Code – 700016, West Bengal
033-40701170
Binaguri :
Pramerica Life Insurance limited,
First Floor, Above Hero Showroom,
Jogijhora Barabak, Ethelbari Checkpost, Alipurduar,
Binnaguri, Pin-735204, West Bengal
9836366996
Asansol :
Pramerica Life Insurance limited,
Third Floor, Unit No. CP-302,
Chatterjee Plaza, GT Road, Rambandhu Tala,
Asansol, Paschim Bardhaman, Pin Code – 713303, West Bengal
3412302424
Pramerica Life Insurance FAQ
Why do I need life insurance?
Life is uncertain, and it is impossible to predict the different events that can occur. However, there is always a need to earn income to support yourself and your dependents in case of any eventuality. Life insurance provides financial security in the wake of unfortunate events like death or the inability to earn due to physical disabilities. Besides providing financial protection in the case of one’s untimely death, it can be used to accumulate a kitty for your old age, build assets systematically, fund your child’s education, and save on taxes.
Who can buy a policy?
Any person who has attained majority and is eligible to enter into a valid contract can insure themselves and those in whom they have insurable interest. Policies can also be taken, subject to certain conditions, on the life of one”s spouse or children. While underwriting proposals, the insurance company considers certain factors, such as the policyholder”s state of health, the proposer”s income, and other relevant factors.
What is Life Insurance?
Life insurance is a contract that pledges payment of an amount to the person assured (or his nominee) on the happening of the event insured against.
The contract is valid for payment of the insured amount during:
** The date of maturity or
** Specified dates at periodic intervals or
** Unfortunate death if it occurs earlier
Among other things, the contract also provides for the payment of premiums periodically to the company by the policyholder. Life insurance is universally acknowledged as an institution which eliminates risk, substituting certainty for uncertainty and comes to the timely aid of the family in the unfortunate event of the breadwinner’s death. Life insurance is concerned with two hazards that stand across the life path of every person:
** That of dying prematurely leaves a dependent family to fend for it
** That of living till old age without visible means of support
Which policy should I choose?
Your need for protection and planned savings at a point in time is the determining factor when you consider the insurance options. Our salesperson will assist you in making the right choice. However, while your advisor will recommend a life insurance policy that they think will meet your needs, you need to carefully examine the recommendations to ensure that your financial goals and protection requirements are indeed met.
In India, the IRDAI has made it mandatory for insurance companies to provide each of the customers with an “illustration” that provides details of the premium outflows and the expected inflows for insurance products tailored to meet your specific requirements. Ask your advisor to explain the illustration to you and clear any doubts you have.